borrower

/ˈbɑroʊər/
noun
  1. A person or organization that takes and uses something belonging to someone else, with the intention of returning it.
    • The library keeps a record of each borrower's name and contact information.
    • As a borrower of tools from the workshop, you must sign them out.
    • The borrower promised to return the book by Friday.
  2. A person or organization that receives money from a lender with an agreement to pay it back, usually with interest.
    • The bank checks the borrower's credit history before approving a loan.
    • Borrowers should understand the interest rate and repayment terms.
    • Many borrowers struggled to pay their mortgages during the economic downturn.
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