overdraft

/ˈoʊvərˌdræft/
noun
  1. An arrangement with a bank that allows you to withdraw more money than you have in your account, up to a limit.
    • My bank approved an overdraft of $500.
    • The student account comes with a free overdraft.
    • He used his overdraft to pay for an unexpected car repair.
  2. The amount of money you owe the bank when you have taken out more than your account balance.
    • She had an overdraft of $200 at the end of the month.
    • He paid off his overdraft with his first paycheck.
    • The bank charges interest on your overdraft.
Synonyms
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