repos

/ˈriːpoʊz/
verb
  1. To take back property from someone who has failed to make payments on a loan.
    • The bank decided to repo the house when the owners stopped paying the mortgage.
    • They repoed his motorcycle after he defaulted on the loan.
    • The finance company will repo the car if you don't pay the monthly bill.
noun
  1. The act of taking back property, such as a car or house, when the buyer fails to make payments.
    • After six months of missed payments, the lender started the repos process on the house.
    • The bank threatened repos if he missed another car payment.
    • Repos can hurt your credit score for years.
  2. Property that has been taken back by a lender because the owner did not pay.
    • Many repos are sold at public auctions for less than their market value.
    • He bought a repo boat at a discount from the bank.
    • The lot was full of repossessed cars, or repos, waiting to be auctioned.