underfur

/ˈʌndərˌfɜr/
noun
  1. The soft, dense layer of fur beneath the longer outer coat of an animal, providing insulation.
    • The dog's underfur sheds heavily in the spring.
    • Woolly mammoths had a thick underfur for surviving Ice Age winters.
    • The otter's underfur traps air to keep it warm in cold water.
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