underwriter

/ˈʌndərˌraɪtər/
noun
  1. A person or company that evaluates and assumes the risk of another party, especially in insurance or finance, in exchange for a fee or premium.
    • An underwriter for the bank assessed the loan request before it was granted.
    • The company hired an underwriter to manage the risk of their new investment fund.
    • The insurance underwriter reviewed my application and approved the policy.
  2. A person or organization that agrees to buy any unsold shares in a new stock or bond issue, guaranteeing the issuer a certain amount of capital.
    • The underwriter helped the startup raise millions by guaranteeing the sale of its shares.
    • The investment bank acted as the underwriter for the company's initial public offering.
    • Each underwriter committed to purchasing a portion of the bonds if they were not sold to the public.
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